Is There Temporary Car Insurance For 1-6 Months in the US?

By | May 8, 2018

Car insurance is a very important asset to possess when anticipating the soon ownership or responsibility for a motor vehicle. In fact, per state laws it’s a requirement to have a minimum level of such insurance in nearly all instances – other than perhaps a vehicle that’s constantly garaged. Unfortunately, such laws apply for nearly any case, may it be for a day, monthly, or annually – and that includes instances in which it’s garaged.

The purpose of car insurance is to not only cover opposing parties – inside or outside of a vehicle – but in many cases also to provide comprehensive care, often based on a co-pay, to protect you and your vehicle should any accidents occur. In fact, automobile insurance while simple, can and is designed in a multitude of complex dynamics that cover a wide range of various potential incidents. For example, theft, break-ins, vandalism, or perhaps accidentally hitting that deer in the road late at night.

While the more auto insurance you purchase the higher the cost, it understandably is a justified investment in many cases.

However, when it comes to temporarily insuring a vehicle, or doing so without registering with your own auto insurance, things can get a little tricky especially if you’re seeking to insure your vehicle for only a short time.

For example, a rental car or perhaps moving-truck will be offered with (or required by state) minimal coverage liability through an (often recommended) auto insurance provider. This is essential, even if you don’t want to be covered for your own personal or bodily injuries (including your passengers), since it would then be in place to cover any damages or injuries to an exterior party should such an event take place.

Ultimately, if you’re set on obtaining a car insurance policy for only 1 month at a time, or for a handful of months only, it’s worth considering simply signing up for a longer-term insurance plan and then cancelling accordingly.

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