best personal loan apps India
Now all dreams can be fulfilled by taking a personal loan. When one is in urgent need of financial support, very few options are available. One can be, to seek a personal loan from traditional banks, which can be a lengthy process requiring a lot of paperwork and multiple process levels. The second can be, is taking a loan through a credit card but in this rate of interest are generally high. The third can be to borrow money from friends or relatives, but it could be embarrassing. In India, everyone is not so lucky that they get a salary in advance. So, here the most suited option for a quick cash loan is through personal loan apps.

There are several personal loan apps available who provide quick cash loans. Personal Loan Apps are the fast, hassle-free and paperless way of getting a loan. As the internet has revolutionized the way India works. Today one can buy anything from vegetables to a Smart TV and more, with the comfort of home. There is no difference in the situation if a person wants fast and easy personal loans in India. Numbers of personal loan app are available, which can make the personal loan process a lot easier and convenient. A personal loan can be applied online with the requisite scanned documents, and the loan amount can be delivered to the bank account.

Some of the Best Personal Loan Apps in India:

Suppose a borrower has an urgent financial requirement. Then he/she can make use of Personal Loan Apps. But due to the huge demand for personal a lot of lenders have come up with the personal loan app. This has facilitated the borrowers with a range of options but also raised the confusion in choosing the best personal loan app. So, here is a list of few Best Personal Loan Apps for the quick cash requirement.


PaySense is a platform to get a personal loan. This app can be downloaded on Google Play. A borrower can easily install the PaySense app and get a personal loan for vacations, medical emergencies, wedding expenses, buying vehicles or any other financial requirements. PaySense offers maximum loan amount up to Rs. 5 lakhs. The interest rate on personal loans ranges from 1.4% to 2.3% per month. The loan amount is sanctioned based on the borrower’s profile. A borrower needs to submit the required documents to get a loan. It takes some hours to get a loan using this personal loan app.

Indiabulls Dhani

Indiabulls Dhani is among the best personal loan apps. A borrower can get a collateral-free personal loan by using this app. Indiabulls Dhani personal loan app offers a competitive rate of interest of 11.99%. A borrower can avail personal loan amount minimum of Rs. 1000 to a maximum Rs. 15 lakhs by using this app. Indiabulls Dhani personal loan app offers flexible repayment tenure from 3 months to 36 months. One of the best parts of this app that it charges no prepayment charges for the loan Rs. 20,000. To get a loan using this app, a borrower can download this app and provide the PAN number and address for the verification. After entering the required loan amount, the borrower’s application will be reviewed. Once the loan gets approved the loan amount directly gets transferred in the borrower’s bank account in a short period.


Afinoz App is a platform of complete financial solutions to a diversified range of customers across India. It offers customized solutions to borrowers in the sphere of personal loans. Afinoz act as a bridge between the borrower and the lender. It also has an EMI calculator which helps a borrower with EMI calculation within a few steps in a few minutes. Afinoz also has a comparison tool for the borrowers, where different EMI interest rates can be compared. The comparison will provide great help to a borrower in choosing the right personal loan deal as per the requirement.


MoneyTap is one of the best instant personal loan apps where a borrower can pay interest only on the withdrawn loan amount. A borrower can get instant unsecured personal loans online. This app comes with a low rate of interest along with the flexible repayment tenure ranges from 2 months to 36 months. A borrower can avail personal loan through this app maximum up to Rs. 5 lakhs.

Kredit Bee

KreditBee is an Instant Personal Loan platform, who offers loan to the young professionals. A borrower can avail the maximum loan amount from Rs. 1000 up to Rs. 1 lakh as per his/her requirement. When there is a need for a quick and convenient personal loan, KreditBee is among the first choices of young professionals. Even if a borrower is the first time taking a loan, or don’t have a credit card, he/she can still avail loans at KreditBee.


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